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Property Pension Club

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 than 'buy to let'

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Email Problem.

We are aware that some emails that are forwarded to AOL accounts have not been getting through. This is not specific to this website but a problem many are having.

If you have emailed us and not had a reply after a few days please send your email again directly to videoarchitect @ aol.com and we will make sure it gets to the right person. (Note no space before and after the @ in email addresses )

 

Special situations

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Initially when many people think of properties being sold the vision they will get is of the person who lives there wishing to move and therefore the sale has come about. The next reason that may come to mind is where someone or a group have inherited property, and wish to sell it.  

However property can come onto the market for a large number of reasons including;-

  • Sell and buy another larger or smaller or in another area
  • Inheritance sale to split proceeds or pay death duty or creditors
  • Sale to enable an old person to go into sheltered accommodation
  • Property confiscated by courts or authorities for some reason
  • Property bought by local authority or other under compulsory purchase and now being sold as project has been cancelled.
  • Bankruptcy sale
  • Repossession sale
  • Retirement when a small shop has accommodation on it
  • Divorce sale
  • Owner emigrating
  • Owner gone to prison, may be another miscarriage of justice case!
  • Owner decided to rent as they want a larger house than they could get a mortgage for
  • Property in danger of collapse, falling into a river or the sea, or flood damage that cannot be insured
  • Property that has been done up by a developer
  • Property that has been bought cheap at auction now being resold at a profit
  • Rental property being sold to take profits
  • Surplus military, farm or other properties being sold off
  • Property that is not even on the market yet
  • New builds
  • Others

Providing its not about to fall down, and even maybe if it is, if the plot is worth having, you will see you might be interested. What you will see about some of these cases is that time is important.

People holding up a chain may also be in a hurry as they don't want to lose the home they have set their heart on to another buyer, and everyone else is pushing them to move as fast as they are able or even faster.

Special situation purchases are where you are able to purchase at a discount for some reason and the most obvious of these is that you have the cash available and can move very quickly. You may also be able to offer them a package that is cost effective to you and leave the seller with a better deal than available elsewhere.

A good example of this is a person who is unemployed and not kept their mortgage up, and the house has been repossessed by the lender. The house being sold at auction may fetch a good price or be knocked down as a bargain, the lender just wants to get back the outstanding balance, and will sell at anything above this. The owner in theory gets the difference allowing also for the costs to be covered. Suppose therefore that you were to offer the owner a deal that involved their outstanding balance plus a reasonable sum, they may well take a sum considerably less than the property might go for at auction. 

In the case of a divorce, both people may be as keen as each other to have nothing more to do with the other and to get on with their new lives, so be prepared to take any offer that can be progressed fast.

In inheritance cases likewise you would be surprised at just how desperate some people are to get their hands in the inheritance, taking a far lower sum if its cash now rather than a sale in 3 to 6 months.


When you want to buy just one house perhaps it can be difficult to find these bargains exactly when you want them, but at other times you will come across them, or hear of people desperate to sell, about to sell, stuck in chain, who have lost several homes to gazzumping due to the waiting, and a whole collection of others. Sometimes the tempting thing is to offer to be their estate agent and get as much as you can for them, but beware if you don't sell it at lightening speed you will cease to be their friend. The better course of action therefore is to pass on this opportunity to another club member, through the finding service and earn yourself a finders commission. Later you may be able to use opportunities other members have come across, or the clubs other finding services. In concept if you find opportunities  and use opportunities you end up equalling out the commissions and charges involved.

If you would just rather not get involved, then it would do no harm to point out this web site and that they can contact us and we may be able to package up an opportunity for a member that also nicely fits their requirements. A good deal is one where both sides are happy. It may also be that one of those involved can look at the property being used as the start of a franchise for their own pension fund, allowing them to get the profit of the opportunity themselves.

 

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Common section on all pages

Property Pension Club Ltd is registered in England and Wales no 4197351. 

Initial enquiries to arrange appointments or in relation to any member service can be sent to ppc @ start-page.org. (there should be no spaces before and after @, we show them here to try and stop our emails being flooded by robots). If you don't get a reply within a few days please call the clubs main number on the contact us page. There have been some problems experienced from time to time where emails get lost, and is not connected with our systems, but larger email handlers routines that edit out emails coming through some mail servers in error. 

The Property Pension Club was established by New Atlantis, a non profit company limited by guarantee, with its prime objective to improve the life of its members. Services and administration is managed by Maximum Coverage Ltd. This web site provided and maintained by Atlantis Virtual World Ltd. A variety of other companies are involved in the supply of services, many through an international service company set up by New Atlantis to allow the coordination of quality services world wide. 

General notice: The club and providers of the information are not financial advisors, the information we provide is equivalent to that you might reasonably expect to find in a quality magazine. It is, as far as we can, well researched, facts checked, and independent, unless clearly shown as a club service. The application of this knowledge is down to you and you must decide what is relevant to you in your own circumstances and if you do not have the ability to decide for yourself  you should seek whatever legal or financial advice that you feel is appropriate. Our crystal balls are well polished, but the future even for us can be less than accurately viewed, and therefore you should consider any projection or view that we may present in relation to the future as a mixture of foresight based on information and probability, personal views with a bit of guesswork thrown in, in exactly the same way as any other person or organizations forecasts are. We will of course try to update our information and views as developments occur, or governments or others change the rules of the game. We can make mistakes, or have written something that makes perfect sense to us, but may be unclear for others, if you feel we have then you should let us know, we also like to be told what a good job we are doing.

Copyright: the information on this web site is our copyright, but you may print out copies to give to others or use yourself. You cannot sell it or include it in other works or web sites without our permission.  You can link to any of our pages from within your own web site without asking us, providing that you do not do this in such a way that makes it look as if you are connected or recommended by us. You may also offer downloadable copies of our free publications to be downloaded from your web site, but we would prefer it to be  downloaded via a link to our site so that the latest copy is always available, if you don't know how to do this please ask.

Problems: To report any problems on this website, or if emails go unanswered, please see the contacts page.